The Renegade Real Estate Investing Newsletter

"Cutting Through the Real Estate Investing B.S."

This FREE Real Estate Investing Tips newsletter is your window into the world of real estate investing. You will never get closer to the real action than learning straight from two Canadian brothers, Tom & Nick Karadza, who are actually implementing the strategies they talk about!

In this weekly publication you will get access to our real world guides, trends, tips, strategies and "how to" information that is being implemented "on the streets" with real people, right here in Canada.

To access the full list of articles visit: or check out their new blog:

It is published every Thursday, if you have been forwarded this email and would like your own copy click here to sign up.

Friday August 14th, 2008

In this Issue:

- Renegade Commentary: Details of the August Income For Life "Members Only" Newsletter

- Featured Article: "Mars Attacks! Can You Handle A Martian Attack?"

Income For Life Updates...Inside The 12-Page August 2008 Income For Life Newsletter!

This week we had an interesting experience with a potential investor....check out the BLOG to read all about it.

We're also starting a VIDEO Q & A from questions submitted to us via, stay tuned for the first one next week!

Here's a sneak peak at the Income for Life Newsletter members will be receiving via First Class Mail next week...

  • Rob’s World & Renegade Update —  The background story on my wealth building plan ...- Page 2
  • Renegade Millionaire Thinking by Dan Kennedy – Page 3
  • The Income for Life Library –Page 4
  • Rob Minton’s $4,000,000 Wealth Building Plan – Page 6
  • FREE Training on How to Find Quality Tenants - Page 6
  • An interview with Member, Ron and Shelly Portnoy, on how they acquired 3 homes in 12 months – Page 8
  • The Four Million Dollar Wealth Building Plan Illustrated - Page 9
  • AUDIO CD INTERVIEW: This Month’s Audio Series!! The Top Ten Distinctions Between Millionaires and the Middle Class
  • BONUS CD: Interview with a Senior Economist from Scotia Capital, "The State of the Canadian Real Estate Market" - Time Sensitive

Not yet an Income for Life Member?

Not receiving The Income for Life Newsletter in your mailbox each month? Simple to fix. Click here for all the details, we'll call you within 48 business hours to see if you qualify!

Until next a Renegade!

Tom & Nick Karadza
"The Real Estate Renegades"

Real Estate Investing Step-by-Step:

To learn more about our investing approach and the system we use with our members you can request a copy of our FREE Report to be mailed to you. In it you will learn:

  1. How you can turn 3 Single-Family homes into 24 homes without investing any additional money by having homes buy homes. EASY WEALTH!
  2. How you can create Income for Life in just ONE hour of spare time a day! This means NO FIXING UP DISTRESSED HOMES!

To request your own complimentary copy of our investing in "Nice Homes in Nice Areas" report go to and fill out the form at the bottom of the page.

Featured Article:

"Mars Attacks! Can You Handle A Martian Attack?"

Over the last several years we have been involved in well over 100 cash flow positive real estate investments. We've seen all types of investors.

And we've met all types of "wanna be" investors.

Here's an observation for you...

Many people want to be rich and believe that buying a piece of real estate will make them wealthy. Now, in our humble opinion, real estate is a great vehicle to creating wealth. But it's not the real estate that makes you rich.

It's the stress, pressure, creative problem solving, emotional intelligence, people skills, communication skills, "never say die" attitude that makes you rich.

Let me share a story...

Situation #1

We were working with one individual who wanted to buy a piece of investment real estate and wanted us to take care of everything for him. And I mean everything.

Getting the tenants, negotiating positive cash flow, changing over the utilities, placing ads, dealing with lawyers, mortgage brokers, home inspectors, everything.

We've done it so many times now that's its pretty easy for us.

He's never done it.

We managed to get him a positive cash flow property.

Easy as pie.

Situation #2

We have been working with another member who has four investment properties. All purchased in the last 12 months. She is doing this all by herself.

She has negotiated the leases, she has dealt with home inspectors, she has handled mortgage problems as they popped up, she has dealt with several lawyers at closing, she has contacted contractors and she has evicted one tenant and put another one in the same house...earning her even more cash flow.

And during that process she found another tenant, bought them a house and made another cash flow investment out of a bad situation.

Neat eh.

Now let me ask you something...

If both of the above people lose all their real estate tomorrow because Martians land on earth and take it all away from them....who will build their wealth back faster?

Well the guy in situation #1 has the ability to call people. And that is a valuable skill. He should be commended for getting into real estate investing.

But we both know that the answer is obvious.

The lady in situation #2 will build back her wealth much faster.

She has the ability to handle anything. Nothing scares her any more. She knows opportunity comes out of adversity. She has experienced it herself. She has battled through. Her brain is now wired differently...she's not scared any more.

The process of investing in four real estate investments and handling issues as they popped up have made her a warrior.

We're not sharing this to convince you to buy real estate properties.

This lesson applies to anything.

The person who battles adversity to get through law school, or beats the odds to start their own business is also a warrior.

It's the process that makes people rich. It's experiencing the emotional roller coaster of any achievement that makes you strong.

We've all read how lottery winners lose all their money a few short years after winning it.

Ever wonder why?

They haven't battled through the process of earning it.

Recently I read about a lucky family who had a dream home built for them. They were part of the ABC TV show "Extreme Home Makeover".

The mayor of the city and thousands of volunteers even raised money to pay off their mortgage.

Guess what they did?

They took a $400,000 mortgage on the property and have been served with foreclosures papers because they have defaulted on the mortgage.

They didn't earn the money.

They didn't go through the process.

When you really decide that you are going to create wealth in your life. When you have 100% conviction about it.

You will welcome the obstacles. You will welcome the things that others are fear.

Because that's what makes all the difference.

The process makes you rich. And not just in monetary terms.

To your success!

For more real estate investing articles, case studies and guides visit

About The Real Estate Renegades

Tom Karadza & Nick Karadza are authors of the book "Income For Life for Canadians", available on by clicking here, and work with a select group of real estate investors throughout the Greater Toronto Area. They actually do what they talk about it.

They have been called 'Real Estate Renegades' because they are implementing real estate investing strategies that were once thought to be impossible by many 'industry professionals'. They focus on creating positive cash flow real estate.

Tom & Nick are part of several mastermind groups in Canada and in the USA and publish a monthly 12-page real estate investing newsletter and audio series exclusively for their clients.

They also offer real estate investing classes, reports, one-on-one coaching and mentoring, and other resources to help both beginner and experienced real estate investors achieve ultimate success. Learn more now at:


You can meet them in person at their next FREE Real Estate Investing Class, "How to Invest in Nice Homes in Nice Areas" by signing up here:

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